I'm behind on payments or in foreclosure. Can you still buy my house?
Often, yes — if there's enough time before a scheduled sale date. California law gives homeowners in foreclosure specific protections, including a Home Equity Sales Contract and a right to cancel, and we work through a licensed escrow company so everything is done properly. The sooner you call, the more options you have — but we'll never pressure you to sign anything on the spot.
How do you come up with your offer?
We estimate what the home will be worth after renovation, subtract the real cost of the repairs — Moses knows those costs from years of renovation work, not guesswork — plus closing costs and a modest margin. We'll walk you through the math at your kitchen table. If the numbers work better for you another way, we'll say so.
Do I need to clean or fix anything before selling?
No. We buy as-is — take what you want and leave the rest. Old furniture, repairs, tenants, code issues: we've seen it all, and it's already reflected in how we evaluate the home.
How fast can we close?
As fast as escrow and title allow — or as slow as you need. You choose the date, and we work around your move.
Do you also do renovations for homeowners?
No — and we'd rather be straight about that. Saban Group buys houses; we don't take on renovation work for the public. Moses's renovation background is exactly why the numbers we show you are real: he'll gladly explain what a fix-up would cost and whether it would pay off before you sell. But if you go that route, the renovation itself isn't a service we sell.
Do you speak Spanish?
Yes — our service is bilingual. Call or text us in Spanish and we'll work with you in Spanish in writing, every step of the way. Hablamos español.
What is California's §1695 law — and what is my right to cancel?
When a home is in foreclosure, California's Home Equity Sales Contracts law (Civil Code §1695) protects the owner. The purchase has to be on a written contract that spells out the full terms, and the law gives you the right to cancel that contract — generally until midnight of the fifth business day after you sign it. We put the contract and your cancellation right in writing up front, we never ask you to sign under pressure, and everything closes through a licensed escrow company. If anyone — including us — rushes you past those rights, that's a reason to walk away.
What happens if I have debts or liens on the house?
Debts tied to the property — a mortgage balance, back property taxes, HOA or mechanic's liens — are normally paid off out of the sale proceeds at closing, through escrow, and you'll see every payoff figure before you sign. If what's owed is close to — or more than — what the house can bring, tell us early: there may still be options, and we'll walk through the real numbers with you rather than guess.
Do I have to move everything out before closing?
No. Take what you want and leave the rest — furniture, boxes, even a full clean-out is fine, and it's already reflected in how we evaluate the home. And if you need a little time after closing to finish moving, that can usually be arranged in writing through escrow. The move happens on your schedule, not ours.
What does the timeline look like, start to finish?
Day one is a conversation — call, text, or the form — and Moses calls you back the same day. Then a visit to the home, followed by your written offer. If you accept, escrow opens and we close on the date you chose: as fast as escrow and title allow when you're in a hurry, or weeks out when you need time. From first call to closed escrow, you're dealing with Moses the whole way — no handoffs, no call center.